Nashville, TN Flood Zone Map
FEMA flood zone data for Nashville. The map below shows high-risk areas (FEMA Special Flood Hazard Areas) over local waterways and streets -- computed from the official FEMA National Flood Hazard Layer.
- High risk
- Moderate
- Lower risk
- Not mapped
Flood Zone Breakdown for Nashville
About 46% of the mapped area in Nashville falls within a FEMA Special Flood Hazard Area (high-risk or moderate-risk flood zone). The breakdown by zone:
- AE 46% Zone AE
- X 54% Zone X
Where Flooding Comes From in Nashville
Riverine flooding (Cumberland River and tributaries).
- Marrowbone Crk
- Mill Crk
- Whites Crk
- Sulphur Crk
- Richland Crk
- Sugartree Crk
- Loves Branch Crk
- Davidson Br
Flood Zone Details for Nashville
| Zone | Risk level | Area | Insurance |
|---|---|---|---|
| AE | High-risk riverine or coastal flood zone with a computed base flood elevation (BFE). About a 1-in-100 chance of flooding each year. | 46% | Flood insurance is typically required for federally backed mortgages. |
| X | Lower-risk zone outside the 1% annual chance flood boundary. Flooding is still possible but less likely than in high-risk zones. | 54% | Flood insurance is not required but may still be a smart choice -- nearly one-third of flood claims (29% over 2014-2024) come from lower-risk areas. |
Learn More About the Zones in Nashville
Check YOUR Exact Address in Nashville
The map above shows the broad flood zone picture for Nashville. Your specific property may be in a different zone -- the only way to know for certain is to check your exact address.