Check My Flood Zone connector

What it does

Ask an AI assistant for the flood zone of a US address. The connector returns the FEMA flood zone, whether the address is in a Special Flood Hazard Area, base flood elevation, FIRM panel and effective date, each with its source and the date it was checked. It can also preview what the optional $9 Flood Report adds for that address.

Endpoint and how to add it

Endpoint: https://checkmyfloodzone.com/mcp (streamable HTTP, no sign-in).

Tools

Tool Class Input Output Errors
lookup_flood_zone read address: a US street address, 3 to 200 characters matched, zone, subtype, inSpecialFloodHazardArea, base flood elevation and datum, FIRM panel and effective date, source, resultUrl, disclaimer; when not matched, reason (outside_us, ambiguous, too_vague, not_found) and up to five candidates invalid_input, rate_limited, upstream_unavailable
get_report_preview read address: a US street address, 3 to 200 characters matched, available, report (title, price in USD, one-time, seller, refund terms, section titles, sample report link, whether it is on sale, purchase page), preview (FEMA map changes at the address, NFIP claims in the ZIP since 2016, distance to the nearest high-risk zone), disclaimer invalid_input, rate_limited, upstream_unavailable

Both tools are read-only. Neither changes data, creates an order or takes a payment. The report is bought on the website; the preview only returns the price, the seller (Small Tiger LLC, trade name Small Tiger Group), the refund terms and a link to the purchase page.

Every result carries the report disclaimer: informational, compiled from public data, not a flood zone determination, survey, elevation certificate, or insurance, mortgage or legal advice or quote.

Error codes: invalid_input means the address is missing or not 3 to 200 characters. rate_limited means the hourly limit was reached. upstream_unavailable means the US Census geocoder or FEMA did not answer in time; try again later. Tool errors come back as results with isError set, never as server errors.

Rate limits

120 tool calls per hour per client IP, shared by both tools. Assistant platforms share outgoing IP addresses, so the limit is per platform as much as per user. A limited caller gets rate_limited with retryAfterSeconds; retry after the top of the hour. The server is stateless and issues no session.

Data use

The connector receives the address text you ask about and the client IP address. The IP is hashed and used only for the rate limit; the counter expires within about an hour. The address goes to the same third parties as a lookup on the website (US Census Bureau, FEMA, and the geocoding fallbacks listed on the privacy page); lookup telemetry records only outcomes and coarse geography, as for web lookups, not the address text. The connector does not see your chat. We do not use this data to train models. See the privacy page.

Support

support@checkmyfloodzone.com.