FEMA OpenFEMA data table
NFIP Flood Insurance Claims by State
Across 51 states and DC, 25.4% of NFIP flood insurance claims in FEMA OpenFEMA NFIP Redacted Claims v3 were rated in Zone X, B, or C, outside the high-risk A and V flood zone families.
Florida has the highest number of claims since 2016 in this dataset, with 199,482 claims. Nationally, the table below counts 2,680,429 NFIP claims, including 590,820 since 2016.
Source: FEMA OpenFEMA NFIP Redacted Claims v3. Data fetched: .
These are claims filed under the National Flood Insurance Program, grouped by the state of the insured property. They are claim counts, not dollars paid, and they are not a count of all flood damage because uninsured losses are not in NFIP data.
| State | Total claims | Claims since 2016 | Outside high-risk zones | Outside high-risk share |
|---|---|---|---|---|
| Alabama AL | 44,896 | 5,608 | 8,965 | 20.0% |
| Alaska AK | 808 | 167 | 262 | 32.4% |
| Arizona AZ | 5,336 | 776 | 1,762 | 33.0% |
| Arkansas AR | 10,260 | 2,354 | 2,752 | 26.8% |
| California CA | 53,563 | 7,522 | 16,756 | 31.3% |
| Colorado CO | 5,802 | 555 | 2,698 | 46.5% |
| Connecticut CT | 29,492 | 2,085 | 6,546 | 22.2% |
| Delaware DE | 6,339 | 604 | 989 | 15.6% |
| District of Columbia DC | 501 | 230 | 398 | 79.4% |
| Florida FL | 448,618 | 199,482 | 65,650 | 14.6% |
| Georgia GA | 24,479 | 7,336 | 8,327 | 34.0% |
| Hawaii HI | 6,285 | 1,614 | 1,665 | 26.5% |
| Idaho ID | 1,116 | 364 | 412 | 36.9% |
| Illinois IL | 52,890 | 4,702 | 11,057 | 20.9% |
| Indiana IN | 19,787 | 2,374 | 3,657 | 18.5% |
| Iowa IA | 14,788 | 2,122 | 3,065 | 20.7% |
| Kansas KS | 7,901 | 1,014 | 2,331 | 29.5% |
| Kentucky KY | 27,947 | 5,431 | 5,635 | 20.2% |
| Louisiana LA | 485,743 | 72,162 | 128,777 | 26.5% |
| Maine ME | 5,672 | 1,304 | 1,509 | 26.6% |
| Maryland MD | 25,376 | 2,996 | 5,995 | 23.6% |
| Massachusetts MA | 35,375 | 3,497 | 7,418 | 21.0% |
| Michigan MI | 14,954 | 3,514 | 4,065 | 27.2% |
| Minnesota MN | 12,474 | 840 | 4,289 | 34.4% |
| Mississippi MS | 64,589 | 5,631 | 15,231 | 23.6% |
| Missouri MO | 51,304 | 5,755 | 6,882 | 13.4% |
| Montana MT | 2,220 | 311 | 736 | 33.2% |
| Nebraska NE | 6,069 | 1,436 | 1,196 | 19.7% |
| Nevada NV | 1,964 | 319 | 590 | 30.0% |
| New Hampshire NH | 4,423 | 695 | 1,114 | 25.2% |
| New Jersey NJ | 202,340 | 14,528 | 20,345 | 10.1% |
| New Mexico NM | 1,938 | 679 | 619 | 31.9% |
| New York NY | 175,430 | 12,173 | 45,679 | 26.0% |
| North Carolina NC | 109,593 | 32,448 | 20,237 | 18.5% |
| North Dakota ND | 13,307 | 233 | 5,493 | 41.3% |
| Ohio OH | 28,417 | 3,016 | 6,621 | 23.3% |
| Oklahoma OK | 12,998 | 1,387 | 3,954 | 30.4% |
| Oregon OR | 6,095 | 535 | 1,655 | 27.2% |
| Pennsylvania PA | 77,060 | 8,607 | 20,355 | 26.4% |
| Rhode Island RI | 7,026 | 541 | 1,826 | 26.0% |
| South Carolina SC | 49,622 | 15,609 | 8,891 | 17.9% |
| South Dakota SD | 4,016 | 633 | 2,020 | 50.3% |
| Tennessee TN | 17,706 | 3,953 | 5,301 | 29.9% |
| Texas TX | 394,204 | 138,649 | 193,317 | 49.0% |
| Utah UT | 1,216 | 225 | 523 | 43.0% |
| Vermont VT | 3,725 | 1,070 | 791 | 21.2% |
| Virginia VA | 50,609 | 5,929 | 10,489 | 20.7% |
| Washington WA | 16,074 | 2,618 | 3,564 | 22.2% |
| West Virginia WV | 27,998 | 2,916 | 4,606 | 16.5% |
| Wisconsin WI | 9,522 | 2,196 | 2,650 | 27.8% |
| Wyoming WY | 562 | 75 | 267 | 47.5% |