Sacramento, CA Flood Zone Map
FEMA flood zone data for Sacramento. The map below shows high-risk areas (FEMA Special Flood Hazard Areas) over local waterways and streets -- computed from the official FEMA National Flood Hazard Layer.
- High risk
- Moderate
- Lower risk
- Not mapped
Flood Zone Breakdown for Sacramento
About 55% of the mapped area in Sacramento falls within a FEMA Special Flood Hazard Area (high-risk or moderate-risk flood zone). The breakdown by zone:
- AE 43% Zone AE
- A 6% Zone A
- A99 6% Zone A
- X 45% Zone X
Where Flooding Comes From in Sacramento
Riverine flooding (Sacramento River, American River).
- Dry Crk
- Arcade Crk
- Magpie
- Magpie Drn
- Verano Crk
- Drainage
- Rio Linda Crk
- Dry (North)
Flood Zone Details for Sacramento
| Zone | Risk level | Area | Insurance |
|---|---|---|---|
| AE | High-risk riverine or coastal flood zone with a computed base flood elevation (BFE). About a 1-in-100 chance of flooding each year. | 43% | Flood insurance is typically required for federally backed mortgages. |
| A | High-risk flood zone without a detailed BFE study. About a 1-in-100 chance of flooding each year. | 6% | Flood insurance is typically required for federally backed mortgages. |
| A99 | High-risk flood zone without a detailed BFE study. About a 1-in-100 chance of flooding each year. | 6% | Flood insurance is typically required for federally backed mortgages. |
| X | Lower-risk zone outside the 1% annual chance flood boundary. Flooding is still possible but less likely than in high-risk zones. | 45% | Flood insurance is not required but may still be a smart choice -- about 25% of flood claims come from lower-risk areas. |
Learn More About the Zones in Sacramento
Check YOUR Exact Address in Sacramento
The map above shows the broad flood zone picture for Sacramento. Your specific property may be in a different zone -- the only way to know for certain is to check your exact address.