The Flood Report is a multi-page PDF for one address that puts FEMA's flood zone, upcoming map changes, nearby map features, county flood history and a buyer checklist in plain English, with the source and date printed next to every value. It will cost $9 one-time and is not on sale yet; a free sample is below.
What is inside
| Section | What you get |
|---|---|
| Verdict and zone | FEMA flood zone, high-risk (SFHA) or not, base flood elevation and datum, in one plain sentence plus a zone badge. |
| Map with your pin | FEMA flood zones over a USGS map, with your geocoded point and a 250 ft ring. Labeled not for official use. |
| Map changes coming | Effective, preliminary and pending maps side by side, so a zone or elevation change is visible before it takes effect. |
| Nearby boundary and elevation | Distance to the nearest mapped high-risk zone, nearby base flood elevation lines, and ground height compared with the BFE when the datums allow it. |
| Letters of Map Change | LOMR and LOMA records at or near the point, by case number, date and outcome. |
| Community and NFIP status | Whether the community participates in the NFIP, its CRS class and program discounts, and the map date it lists. |
| Flood history | County NFIP claim totals and federal flood-related disaster declarations, plus FEMA National Risk Index ratings for the census tract. |
| What it means and a buyer checklist | What the result means for a buyer, questions to ask the seller, lender and insurance agent, and a short glossary. |
| Sources and as-of dates | Every dataset, endpoint and date, and a clear "unavailable right now" label when a source could not be read. Nothing is guessed. |
How it compares
Paid property flood reports vary widely. In our own comparison of five paid reports on 2026-11-11, prices ran from $15 to $45, and some arrive by email hours later. This is how the Flood Report is designed to compare.
| Flood Report | Typical paid report | |
|---|---|---|
| Price | $9 one-time | $15-$45 elsewhere |
| Delivery | Instant PDF in your browser | Often emailed after a wait |
| Account needed | No | Often yes |
| Source and date on every value | Yes | Varies |
| Plain-English verdict and buyer checklist | Yes | Varies |
| Free sample you can read first | Yes, below | Varies |
Free sample report
Choose a high-risk example or a low-risk example. Both samples use the same report template and are static files, so they open even if a government map service is down.
- High-risk example: 1100 Collins Ave, Miami Beach, FL 33139 - Download the sample PDF
- Low-risk example: 1437 Bannock St, Denver, CO 80202 - Download the sample PDF
Report for your own address
Reports for other addresses are not on sale yet. They will be $9 one-time when sales open. Until then, the free flood zone lookup on the home page shows your zone, map status and nearby map features.
What the report is not
It is informational and compiled from public data. It is not a flood zone determination, survey, elevation certificate, or insurance, mortgage or legal advice or a quote. Flood maps change through Letters of Map Change and new map releases; verify with your local floodplain administrator, insurance agent and lender. It is not affiliated with or endorsed by FEMA or any agency.
Published by checkmyfloodzone.com
Last updated: 2026-11-12
Data sources named in every report: FEMA National Flood Hazard Layer, FEMA OpenFEMA (NFIP Community Status Book, NFIP claims, disaster declarations), FEMA National Risk Index, USGS 3DEP and National Map, NOAA NGS.