Check YOUR Exact Address in Dallas

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Dallas, TX Flood Zone Map

Is Dallas in a flood zone? Yes -- about 81% of its mapped area is in a FEMA high-risk flood zone (Special Flood Hazard Area). FEMA NFHL data shows the mapped zone breakdown below. FEMA OpenFEMA NFIP Redacted Claims v3 records 138,649 claims in Texas since 2016; 49% of all recorded Texas claims are outside high-risk zones (claims data fetched 2026-10-06).

Sources: FEMA NFHL; US Census TIGERweb; FEMA OpenFEMA NFIP Redacted Claims v3.

Data as of Oct 6, 2026 (FEMA OpenFEMA NFIP claims)

Published by checkmyfloodzone.com. Last updated: .

Flood zone map Flood zone map of Dallas, TX. 81% of the mapped area falls within a FEMA Special Flood Hazard Area. Primary flood source: FEMA NFHL mapped zones: A, AE, X; US Census TIGERweb water features: Long Crk, Cottonwood Crk, Hutton Branch Crk.. Zone X Zone AE Zone X Zone X Zone AE Zone A Zone AE
  • High risk
  • Moderate
  • Lower risk
  • Not mapped
FEMA flood zones for Dallas, TX. Data: FEMA NFHL + US Census TIGERweb.

Flood Zone Breakdown for Dallas

About 81% of the mapped area in Dallas falls within a FEMA Special Flood Hazard Area (high-risk or moderate-risk flood zone). The breakdown by zone:

Mapped Waterways Near Dallas

FEMA NFHL mapped zones: A, AE, X; US Census TIGERweb water features: Long Crk, Cottonwood Crk, Hutton Branch Crk.. The FEMA NFHL fixture maps zones A, AE, X within the Dallas, Texas area. US Census TIGERweb maps Long Crk, Cottonwood Crk, Hutton Branch Crk in the same extent. These layers describe area-wide patterns; check an exact address for a property-level flood-zone result.

Flood Zone Details for Dallas

Zone Risk level Area Insurance
AE High-risk riverine or coastal flood zone with a computed base flood elevation (BFE). About a 1-in-100 chance of flooding each year. 80% Flood insurance is typically required for federally backed mortgages.
A High-risk flood zone without a detailed BFE study. About a 1-in-100 chance of flooding each year. 1% Flood insurance is typically required for federally backed mortgages.
X Lower-risk zone outside the 1% annual chance flood boundary. Flooding is still possible but less likely than in high-risk zones. 19% Flood insurance is not required but may still be a smart choice -- nearly one-third of flood claims (29% over 2014-2024) come from lower-risk areas.

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