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Yonkers, NY Flood Zone Map

Is Yonkers in a flood zone? Yes -- about 7% of its mapped area is in a FEMA high-risk flood zone (Special Flood Hazard Area). FEMA NFHL data shows the mapped zone breakdown below. FEMA OpenFEMA NFIP Redacted Claims v3 records 12,173 claims in New York since 2016; 26% of all recorded New York claims are outside high-risk zones (claims data fetched 2026-10-06).

Sources: FEMA NFHL; US Census TIGERweb; FEMA OpenFEMA NFIP Redacted Claims v3.

Data as of Oct 6, 2026 (FEMA OpenFEMA NFIP claims)

Published by checkmyfloodzone.com. Last updated: .

Flood zone map Flood zone map of Yonkers, NY. 7% of the mapped area falls within a FEMA Special Flood Hazard Area. Primary flood source: FEMA NFHL mapped zones: A, AE, AH, AO, OPEN WATER, X; US Census TIGERweb water features: Sprain Brk, Bronx Riv, Grassy Sprain Brk.. Zone AE Zone X Zone X Zone OPEN WATER Zone AE Zone A Zone AO Zone AH
  • High risk
  • Moderate
  • Lower risk
  • Not mapped
FEMA flood zones for Yonkers, NY. Data: FEMA NFHL + US Census TIGERweb.

Flood Zone Breakdown for Yonkers

About 7% of the mapped area in Yonkers falls within a FEMA Special Flood Hazard Area (high-risk or moderate-risk flood zone). The breakdown by zone:

Mapped Waterways Near Yonkers

FEMA NFHL mapped zones: A, AE, AH, AO, OPEN WATER, X; US Census TIGERweb water features: Sprain Brk, Bronx Riv, Grassy Sprain Brk.. The FEMA NFHL fixture maps zones A, AE, AH, AO, OPEN WATER, X within the Yonkers, New York area. US Census TIGERweb maps Sprain Brk, Bronx Riv, Grassy Sprain Brk in the same extent. These layers describe area-wide patterns; check an exact address for a property-level flood-zone result.

Flood Zone Details for Yonkers

Zone Risk level Area Insurance
AE High-risk riverine or coastal flood zone with a computed base flood elevation (BFE). About a 1-in-100 chance of flooding each year. 7% Flood insurance is typically required for federally backed mortgages.
X Lower-risk zone outside the 1% annual chance flood boundary. Flooding is still possible but less likely than in high-risk zones. 76% Flood insurance is not required but may still be a smart choice -- nearly one-third of flood claims (29% over 2014-2024) come from lower-risk areas.
OPEN WATER Flood zone as mapped by FEMA. 17% Consult your lender and local floodplain office.

Learn More About the Zones in Yonkers

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