Check YOUR Exact Address in Mesa

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Mesa, AZ Flood Zone Map

Is Mesa in a flood zone? Yes -- about 1% of its mapped area is in a FEMA high-risk flood zone (Special Flood Hazard Area). FEMA NFHL data shows the mapped zone breakdown below. FEMA OpenFEMA NFIP Redacted Claims v3 records 776 claims in Arizona since 2016; 33% of all recorded Arizona claims are outside high-risk zones (claims data fetched 2026-10-06).

Sources: FEMA NFHL; US Census TIGERweb; FEMA OpenFEMA NFIP Redacted Claims v3.

Data as of Oct 6, 2026 (FEMA OpenFEMA NFIP claims)

Published by checkmyfloodzone.com. Last updated: .

Flood zone map Flood zone map of Mesa, AZ. 1% of the mapped area falls within a FEMA Special Flood Hazard Area. Primary flood source: FEMA NFHL mapped zones: A, AE, AH, AO, D, X; US Census TIGERweb water features: Consolidated Cnl, C A P Cnl, Tempe Cnl.. Zone AE Zone AH Zone D Zone A Zone AO Zone X Zone X Zone AE Zone X Zone X
  • High risk
  • Moderate
  • Lower risk
  • Not mapped
FEMA flood zones for Mesa, AZ. Data: FEMA NFHL + US Census TIGERweb.

Flood Zone Breakdown for Mesa

About 1% of the mapped area in Mesa falls within a FEMA Special Flood Hazard Area (high-risk or moderate-risk flood zone). The breakdown by zone:

Mapped Waterways Near Mesa

FEMA NFHL mapped zones: A, AE, AH, AO, D, X; US Census TIGERweb water features: Consolidated Cnl, C A P Cnl, Tempe Cnl.. The FEMA NFHL fixture maps zones A, AE, AH, AO, D, X within the Mesa, Arizona area. US Census TIGERweb maps Consolidated Cnl, C A P Cnl, Tempe Cnl in the same extent. These layers describe area-wide patterns; check an exact address for a property-level flood-zone result.

Flood Zone Details for Mesa

Zone Risk level Area Insurance
AE High-risk riverine or coastal flood zone with a computed base flood elevation (BFE). About a 1-in-100 chance of flooding each year. 0% Flood insurance is typically required for federally backed mortgages.
AH High-risk shallow ponding zone with a flood depth of 1 to 3 feet and a defined BFE. 0% Flood insurance is typically required for federally backed mortgages.
A High-risk flood zone without a detailed BFE study. About a 1-in-100 chance of flooding each year. 0% Flood insurance is typically required for federally backed mortgages.
D Unstudied area where flood hazard has not been determined. Flood risk is unknown. 67% FEMA has not determined the flood hazard for this area. Ask your lender about insurance requirements.
X Lower-risk zone outside the 1% annual chance flood boundary. Flooding is still possible but less likely than in high-risk zones. 33% Flood insurance is not required but may still be a smart choice -- nearly one-third of flood claims (29% over 2014-2024) come from lower-risk areas.

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